19 |
09/10/1984 |
Your Inquiry Concerning ICCC Default
Provisions |
20 |
02/08/1985 |
Consumer Loans by Mail |
21 |
02/12/1985 |
Your Inquiry Concerning Tying Purchase of Credit
Insurance to Interest Rates |
22 |
02/18/1985 |
Whether a service contract on consumer goods
which is financed in connection with a consumer
credit sale is a permissible additional charge under
ICCC § 537.2501(1)(f) |
23 |
04/01/1985 |
Late Charges on Residential Rental Payments |
24 |
04/05/1985 |
Whether Out-of-State State Chartered Savings &
Loan is a Supervised Lender under ICCC |
25 |
04/15/1985 |
Co-Signer Notices Required by F.T.C. Credit
Practices Rules and ICCC § 537.3208 |
26 |
05/05/1985 |
Financing of Automobile Service Contracts |
27 |
08/21/1985 |
Revolving Charge Accounts - ICCC Copy
Provided |
28 |
08/21/1985 |
Second Protector Insurance Sold in Connection
with Consumer Credit Transactions |
29 |
06/13/1985 |
General Provisions of ICCC |
30 |
09/16/1985 |
“Grand Grocery Giveaway" |
31 |
09/25/1985 |
Dishonored Check Charges |
32 |
01/17/1986 |
Title Insurance |
33 |
01/23/1986 |
Whether a Creditor May Tie the Purchase of credit
Life to the Purchase of credit Accident & Health |
34 |
01/28/1986 |
Whether Consumer Creditor May Offer Lower
APR on Consumer Loans With Credit Insurance |
35 |
03/10/1986 |
Whether a Consumer Creditor May Require
Borrowers too Have Credit Life and/or Accident
and Health Insurance |
36 |
09/25/1981 |
Duplicate of 31 - Dishonored Checks |
37 |
03/24/1986 |
ICCC and Lines of Credit Assessed by a Credit
Card |
38 |
03/27/1986 |
ICCC Rule on Notice to Co-Signer |
39 |
07/14/1987 |
ICCC Advice on Whether Issuance of Lender
Credit Cards to Iowans Requires a License |
40 |
09/23/1986 |
Insurance Premium Escrow Reserves Used by
your Client |
41 |
|
Missing |
42 |
09/23/1986 |
Emergency Loan Programs |
43 |
09/23/1986 |
Dishonored Checks for Credit Card Accounts |
44 |
10/20/1986 |
Financing Operations in Iowa |
45 |
05/11/1987 |
ICCC Co-signer Provisions and Reg. AA, 12
C.F.R. § 227.12(b) |
46 |
05/21/1987 |
Request for Advice on Variable Rate Bankcards |
47 |
06/19/1987 |
Licensing Requirements for Issuance for Out-of-State Open-End Credit Cards |
48 |
06/26/1987 |
Right to Cure, Voluntary Surrender in
Repossession, Abandoned Motor Home |
49 |
07/16/1987 |
Request for Advice on Variable Rate Open-End
Consumer Credit Retail Accounts |
50 |
|
Missing |
51 |
09/04/1987 |
Issuance of Lender Credit Cards to Iowans |
52 |
11/24/1987 |
I.C.C.C. Advice on whether End of Lease Liability
Restrictions ( § 537.3401) applies to Early
Termination of a Lease |
53 |
04/13/1988 |
Credit Accounts |
54 |
04/19/1998 |
Variable Rate Retail Installment Financing |
55 |
01/17/1989 |
Late fees for pre-computed loans |
56 |
02/10/1989 |
Change-in-term requirements for credit cards |
57 |
03/31/1989 |
Application of the ICCC to student loans |
58 |
07/25/1989 |
Licensing requirements for out-of-state credit
unions |
59 |
11/29/1989 |
Application of Truth-in-Lending to hospital bills |
60 |
02/02/1990 |
Finance charges on retail credit cards |
61 |
05/21/1990 |
Examination of out-of-state lenders under the
ICCC |
62 |
10/08/1990 |
Credit disclosure requirements in Iowa Code
Section 535.17 |
63 |
02/11/1991 |
ICCC and motor vehicle requirements under Iowa
Code chapter 322 |
64 |
11/04/1991 |
Federal and ICCC “notice to cosigner”
requirements |
65 |
07/06/1992 |
Iowa Code § 537.2601(1) and non-consumer
credit transactions 360/365 day |
66 |
07/24/1992 |
Credit card cash advance fees |
67 |
02/25/1994 |
Iowa Code § 537.6201 Applicability of
notification requirements to out-of-state
companies |
68 |
07/16/1987 |
ICCC Chapter 537, Whether out-of-state credit
union may make supervised loans to Iowans |
69 |
09/06/1994 |
Permissibility of Imposing Post-Default Interest
on Open-End Credit Accounts |
70 |
10/14/1994 |
Iowa Code §537.2501 (1) (h) Request to
promulgate GAP fee as an additional charge |
71 |
05/30/1995 |
Iowa Code §5376.2510, Whether a flat
documentation fee, treated and disclosed as a
prepaid finance charge, would be subject to rebate |
72 |
10/24/1995 |
Iowa Code § 537.2501 (1) (h), Permissibility of
adding separately identified charge for
maintenance contracts on motor vehicle retail
installment contracts |
73 |
01/08/1996 |
Iowa Code §§ 536, 537.2301 (licensing); 537.1202
(territorial application) – check by mail loans by
out-of state bank |
74 |
06/11/1996 |
Iowa Code §§ 537.2501; IAC 61-14; Conditions
for sale of involuntary unemployment insurance |
75 |
09/26/1996 |
Iowa Code § 537.2502 (8) permissible late fees on
proprietary (seller) credit cards |
76 |
10/18/1996 |
Iowa Code §§ 535.10; 537.1301 (1); 537.2401 (1);
537.2402; 537.2504. Compounding Interest |
77 |
11/13/1996 |
Iowa Code §§ 537.2501 (g);537.7103 (5) (c);
554.3512; 554.3513. Debt Collectors fees; Extent
of Permissible NSF Charge |
78 |
12/09/1996 |
Iowa Code 537.1301 (8), 537.3201, 537.6104; 191
IAC § 23.22 (6); 15 USC § 1601, 2308: Service
Contracts, Misc. issues: I-CCC characterization,
disclosure of contracts with upcharges;
discretionary pricing; use with “as is” warranty
disclaimers |
79 |
12/18/1996 |
Iowa Code § 537.2501 (1) (g) NSF surcharges on
credit card accounts; cumulative with other
charges |
80 |
01/16/1997 |
Iowa Code § 537.2502, 537.1301 (34) Late
charges generally not permitted in lease |
81 |
01/30/1997 |
Iowa Code §§ 537.1301 (14) (19); 537.2401; also
Iowa Code §§ 535.8, 535.10; Coverage of certain
mortgage under ICCC; permissible prepaid
finance charges including brokers fees |
82 |
02/14/1997 |
360/365 day counting method |
83 |
04/25/1997 |
GAP Insurance |
84 |
08/18/1997 |
Hospital Coverage, Collection Fee |
85 |
08/20/1997 |
Debt Collection Notice, Loan Document Fees |
86 |
12/22/1998 |
Vendor’s Single Interest Insurance |
87 |
02/18/1999 |
Payday Loans (533D) and Debt Collection,
Threats of Criminal Prosecution |
87A |
05/06/1999 |
Payday Loans, Debt Collection, Criminal Threats |
88 |
08/12/1999 |
Per Diem Charge on NSF Checks |
89 |
05/07/1999 |
Truth in Lending Recession - Accrual of Interest
During Recission Period |
90 |
07/20/2003 |
Starter Interrupter Device |
91 |
02/18/2000 |
Calculation of late charge for closed-end simple
interest loans; Allocation of payments with late
charges on same; crediting non-conforming
payments over long holiday weekends |
92 |
06/24/2003 |
GAP Coverage in Sale of Motor Vehicles |
93 |
03/05/2007 |
Additional Charges - Denial of New Charges |
94 |
06/05/2007 |
Car Title Loans - Open-end Accounts, New
Interest Rate Change |
94a |
05/09/2007 |
Car Title Loans - Open-end Accounts, New
Interest Rate Change |
95 |
03/16/2008 |
Judgment Interest and Credit Card Interest |
